Pell & Daughter Independent insurance agency

Covered by neighbors, not a call center.

Home, auto and small-business insurance from an independent agency on Maplewood Avenue, in Maplewood, New Jersey, since 1978.

A white centre-hall colonial on a leafy Maplewood street, scaffolding up one side while new clapboard goes on.
A red-brick shopfront with cream woodwork, a rounded peach door and white flowers by the step.
Two hands going through a policy's papers at a wooden kitchen table, a mug of coffee beside them.

Est. 1978

  • Independent: we compare 14 carriers
  • Licensed in New Jersey and New York

What we cover

One agent for all of it.

Most families here keep their house, their cars and sometimes a business with us. One person knows all of it, so nothing falls between two policies.

Ask what you are paying for
  1. Home

    Homeowners, renters and condo cover, written for old Maplewood houses and what it costs to rebuild them now.

    • Homeowners
    • Renters and condo
    • Flood
    • Jewelry and art
  2. Auto

    Cars, new drivers and the second car in the driveway, priced across every carrier we hold.

    • Personal auto
    • New drivers
    • Classic cars
  3. Small business

    For the shops, offices and trades on Springfield Avenue: the building, the stock, the liability and the certificates a landlord asks to see.

    • Business owner's policy
    • General liability
    • Workers' comp
    • Commercial auto
  4. Umbrella and life

    The cover above the cover, and term life that fits the mortgage and the college years.

    • Personal umbrella
    • Term life

Claims, start to finish

We show up after the storm, too.

An agent is worth what happens on the worst day. Six claims from the last two years, from the first call to the last check.

  • A rebuilt kitchen with slate-blue cabinets, a white farmhouse sink under the window and new oak floors.
    Home

    Kitchen fire, Ridgewood Road

    Paid in 19 days. The family cooked Thanksgiving in the new kitchen.

  • New timber framing for a rebuilt room, open to the trees, with an orange extension cord coiled on the subfloor.
    Home

    Oak through the roof, Tuscan Road

    We met the adjuster in the driveway the next morning.

  • The panelled front door of a red-brick office building under a fanlight, a young maple turning orange beside it.
    Business

    Burst pipe, an office on Valley Street

    Their business-interruption cover paid the rent on two borrowed rooms.

  • A red-brick shopfront with tall new windows, a rounded peach door and white flowers by the step.
    Business

    Storefront glass, Springfield Avenue

    Boarded up the same night and reglazed within the week.

  • A hand signing a sheet of cream paper with a black fountain pen on a leather desk pad.
    Auto

    Two cars, one intersection

    No one hurt, one claim, and the other driver's insurer paid in full.

  • A contractor's hands marking a new board with a pencil and a steel square.
    Home

    Ice dam and a ceiling, Durand Road

    The contractor's estimate and the adjuster's agreed on the first visit.

How it works

Three plain steps.

No call center and no app to download. You deal with the same two people from the first quote to the last claim.

  1. Sit down with us

    Bring your declarations pages, or just tell us what you own. It takes about forty minutes, at our office or at your kitchen table.

  2. We shop the market

    We quote the same cover with up to 14 carriers and show you the three that make sense, with the differences in plain words.

  3. We stay for the claim

    When something happens, you call us first. We file it, meet the adjuster and follow it until it is paid.

Since 1978

An independent agency, licensed in New Jersey and New York.

What clients say

Let's read your policy together.

Bring the declarations pages from your current policies. We will tell you what you have, what you are missing and what it should cost. There is no charge, and no pressure to switch.

(973) 555-0192 Email us for a quote
  • 118 Maplewood Avenue
  • Maplewood, New Jersey 07040
  • Parking behind the building

Hours

  • Monday to Friday, 9 to 5:30
  • Saturday, 9 to noon
  • Evenings by appointment